Workplace injuries change lives, especially when they require surgery or cause lasting disabilities. If you work in a physically demanding job and suffer a severe injury, you can claim workers’ compensation benefits.
Understanding your rights under Minnesota law helps you secure the support you need.
When does workers’ compensation cover severe injuries?
Minnesota workers’ compensation covers injuries that happen while performing job duties. This includes serious injuries requiring surgery, extended recovery, and permanent work restrictions. If your injury prevents you from returning to your job or limits your ability to work, you qualify for wage loss benefits, medical treatment, and vocational rehabilitation.
What benefits exist for long-term injuries?
Severe injuries result in significant medical bills and time away from work. Workers’ compensation provides wage replacement benefits to cover lost income. If your injury leads to permanent restrictions, you qualify for permanent partial disability (PPD) or permanent total disability (PTD) benefits. These payments help offset lost earning capacity and ongoing medical expenses.
How does a catastrophic injury impact your claim?
A catastrophic injury, such as spinal cord damage, traumatic brain injury, or amputation, may prevent you from working again. In these cases, workers’ compensation provides lifetime wage benefits and medical care. Vocational rehabilitation services also help if you need to train for a different career.
What should you do after a severe work injury?
Report your injury to your employer immediately and seek medical care. Follow all treatment recommendations and keep detailed records of your condition. If your claim faces denial or your benefits decrease, you have the right to challenge the decision under Minnesota workers’ compensation laws.
