You suffered an injury at work, your employer filed the claim, and you think everything will work out fine. Then the insurance company denies your claim or offers a settlement that barely covers your medical bills. Suddenly, you wonder if you need legal help, but is it too early or too late to call an attorney?
The answer is simple: it is never too soon, and it is rarely too late to seek legal representation for your workers’ compensation case.
The right time
Many injured workers believe they should wait until problems arise before contacting a lawyer. This approach can cost you money and benefits. Often, the best time to speak with an attorney is immediately after your workplace injury occurs.
Minnesota workers’ compensation law gives you specific rights that insurance companies do not always explain clearly. A knowledgeable attorney can help you navigate the process and safeguard your interests from the start.
Minnesota’s statute of limitations
Minnesota law sets strict deadlines for workers’ compensation claims. You must report your injury to your employer within 30 days of the accident or within 30 days of when you knew the injury was work-related. You have up to three years to file a formal claim, but waiting this long poses unnecessary risks.
The sooner you act, the stronger your case becomes. Conversely, as time passes, gathering evidence, interviewing witnesses, and obtaining medical records can become increasingly challenging.
Signs you need legal help
Consider contacting a workers’ comp lawyer if you experience any of these situations:
- Your employer denies your claim or disputes that your injury is work-related
- The insurance company delays or refuses to pay your medical bills
- You receive a settlement offer that seems too low
- Your employer retaliates against you for filing a claim
- You suffer a permanent disability or need long-term care
- Your claim involves a pre-existing condition
You deserve fair treatment after a work injury. If you wait too long, you may lose your right to benefits. If you seek help early, you risk nothing and gain peace of mind.
