Filing a workers’ compensation claim in Minnesota involves several important steps. Following a structured approach ensures that employees receive the benefits they deserve after a workplace injury. This checklist outlines the critical steps to take when filing a workers’ compensation claim in Minnesota.
Report the injury immediately
The first step in the process is to report the injury to the employer as soon as possible. Minnesota law requires that the injury be reported within 14 days. Delays in reporting can jeopardize the claim, so it is essential to inform a supervisor or manager right away. Provide detailed information about how the injury occurred.
Seek medical attention
After reporting the injury, the next priority is to seek medical attention. Visiting a healthcare provider is crucial for both treatment and documentation purposes. The medical report will serve as evidence in the workers’ compensation claim, making it essential to follow the doctor’s advice and attend all follow-up appointments.
Complete and submit the claim form
The injured worker must complete the Minnesota Workers’ Compensation Claim Form, known as the First Report of Injury (FROI). This form should be submitted to the employer, who will then forward it to their workers’ compensation insurance carrier. The FROI includes details about the injury, the circumstances, and any medical treatment received.
Keep records of all documents
Maintaining thorough records is vital throughout the workers’ compensation process. Keep copies of all medical reports, claim forms, correspondence with the employer, and any other relevant documents. Organized records help ensure a smooth process and protect the worker’s rights if any disputes arise.
Monitor the claim’s progress
After submitting the claim, it is important to stay informed about its progress. The insurance company will review the claim and may request additional information. Monitoring the status helps ensure that the worker receives timely benefits and addresses any issues promptly.
Navigating the workers’ compensation process in Minnesota requires attention to detail and timely action. Following these steps will help ensure a smoother experience and protect the worker’s rights throughout the claim process.
