Bosch Law Firm, Ltd. - Minnesota Workers' Compensation Lawyer
Free consultation – Phones answered 24/7
The call is always free and there is never a fee unless we recover benefits for you

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Free consultation –
Phones answered 24/7
The call is always free and there is never a fee unless we recover benefits for you

Work Comp Experts As Heard On KFAN New-KFAN-logo-m

Proud To Protect Injured Workers
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Proud To Protect Injured Workers
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$148,000.00 – Workers’ Compensation

LPN unable to return to normal job. Back injury with consequential psychological injury

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Gerald W. Bosch
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Workers’ Compensation FAQs

A million different questions may go through your head after being injured at work. Dealing with the injury itself presents stress on top of making sure you are ok, treating your injuries, and figuring out what to do next. For those who have sustained a workplace injury, it’s good to understand what options you have and how workers’ compensation works.

Here are some questions you may be wondering about.

How do I know if I should apply for workers’ compensation?

You can collect workers’ compensation for any injury that happens because of your job or while doing something for your employer. Even if an injury isn’t directly caused by your job, injuries at your workplace may be eligible for compensation too. You can also be compensated for previous conditions that are worsened by your job.

Usually this applies to physical injuries, but workers’ compensation may also cover mental injuries, such as depression or anxiety caused by or worsened by your workplace.

So when should you seek workers’ compensation? Any time you are injured because of your job or at your workplace, you should consider filing. You can get a free consultation from a local attorney about your situation and for advice on what to do next.

What costs are covered by workers’ comp?

In Minnesota, all employers are required by law to have workers’ compensation insurance. This covers medical bills for employees who sustain workplace injuries. You should never have to pay for treatment for a workplace injury.

However, this insurance is not the same as the workers’ compensation claim that you file for an injury. The compensation you can receive may cover everything from medical benefits to wage loss to compensation for permanent disability and dependency.

What injuries qualify for workers’ comp?

Any injury sustained at the workplace or because of your job can qualify. Some examples of injuries that could qualify are:

• Slip and falls

• Vehicle accidents

• Overexertion, usually from lifting, pushing, carrying, etc.

• Struck by or damaged by equipment and objects

• Strains and sprains from repetitive activity

• Back pain from overexertion, etc.

Could my employer retaliate against me for filing for workers’comp?

No. It is illegal for your employer to fire you, demote you, harass you, or retaliate against you in any other form if you file for workers’ comp.

If your employer illegally retaliates, ask an attorney about your situation and how you are protected.

What if I can’t perform my job after my injury?

This is a concern for many people. In Minnesota, employers have to put reasonable effort into either accommodating the person who was injured at work or looking for a position that they are able to fill. While there is no law that they must absolutely find a position for you, they are not allowed to discriminate against you or refuse to rehire you because you filed for workers’ comp.

They must assess reasonable accommodations that would be made for anyone in your previous position and offer you what any other disabled employee in that position would receive. They also cannot discriminate because of your injury if you apply for a different position within the company.

Your workers’ compensation may also include vocational rehabilitation, which would assist you in finding another job.

What Should You Do After You Sustain An Injury At Work?

  • Report the incident to your employer immediately.
  • Seek medical attention as soon as possible.
  • Inform the doctor that you were injured at work and what hurts.
  • Have your doctor write work restrictions that you can provide to your employer.
  • Follow your doctor’s recommendations, both in terms of treatment recommendations and in terms of physical restrictions.

Contact Bosch Law Firm, Ltd., to confirm that your claim is being handled properly. There is no charge for the initial consultation. Further, you would not pay any attorney fees unless there is a recovery of disputed benefits as a result of our involvement.

Call 651-615-3879 to make your appointment. Based in the St. Paul area, we serve clients in St. Paul, Minneapolis, and across Minnesota.

What Happens If The Insurer Denies Your Benefits?

  • The insurer may deny the entire injury, may deny certain body parts, or it may deny your entitlement to available workers’ compensation benefits like wage loss benefits or medical treatment.
  • You are entitled to file a claim for these benefits and you need to act quickly to protect your benefits. The process to obtain payment of benefits can be confusing, complicated and difficult to do on your own. The insurance company has lawyers on its side; you should, too.
  • Contact us to discuss your rights and to file the necessary petitions or objections to ensure you are paid all appropriate workers’ compensation benefits.

Do You Have To Treat With A Company Doctor?

  • In most cases, an injured worker is free to choose his or her own doctor.
  • Even if you have been treated with the employer/insurer’s doctor on several occasions, you may still be able to choose your own doctor for a second opinion and a change of physician.
  • Contact us to ensure you get the medical care you need from health care providers you choose.

What Is An IME (Independent Medical Examination)?

An independent medical examination (“IME”) is really an adverse medical examination requested by the workers’ compensation insurer with a physician of its choice.

The doctor conducting the evaluation is not there to provide you with medical treatment; he or she is solely there to give the insurance company his or her opinion regarding the issues involved with your case such as:

  • Whether your injury is work-related
  • The nature and extent of injury
  • Whether you need restrictions
  • Whether you need additional medical care
  • Whether you have reached maximum medical improvement (MMI)
  • Whether you have a ratable permanent partial disability

This is a very important event in your case and can have a significant impact on your claim for additional benefits. You should contact us to seek immediate advice upon receipt of notice of an independent medical examination.

Do I Need To Pay Out-Of-Pocket For Medical Treatment And Can I Be Reimbursed Travel Expenses?

Medical treatment expense is paid by the workers’ compensation insurer directly to your doctors, therapists and pharmacists. Typically, there are no out-of-pocket expenses.

If you do pay for something out of pocket, like a prescription or a crutch or TENS units and supplies, the workers’ compensation insurer must reimburse you. You are also reimbursed for your reasonable expenses incurred to obtain medical treatment such as mileage, parking expenses, and cab or bus fares. Keep accurate records and submit the records to your insurer for reimbursement.

Where Can I Turn For Help With My Workers’ Comp Claim And Answers To My Other questions?

Contact us to arrange a free consultation with an experienced workers’ comp lawyer. Call 651-615-3879, or complete the online form.