If you are injured at your workplace, it is advisable that you apply for workers' compensation benefits in order to be compensated for the medical bills and other financial losses you sustained because of the injury. However, your claim may be denied for a number of reasons. As a result, it is imperative that you know how to avoid having your workers' compensation claim denied. Here are some tips to help you make your claim go smoothly:
1. Report the injury as soon as possible. Laws governing workers' compensation require you to report injuries within a certain time. In most cases, you should report your injuries within 30 days following the accident. Timely reporting the injury as soon as possible increases your chances of getting benefits within a short time.
2. Get the names of witnesses. Lack of witnesses is one of the leading causes why most workers' compensation claims are denied. As a result, you should try to get the names of all the people who witnessed the accident, as well as their contact details. You may later need to rely on their accounts to prove that you sustained the injuries at work.
3. Get the details right. Many workers' compensation claims are denied because the initial medical records do not describe the injury and the accident in detail. You should do your best to explain to your healthcare providers how you got hurt. Most insurance companies put great weight on the employee's first report of the injury.
4. Be consistent. It is also important that you be consistent in your statements when filing a workers' compensation claim. If your statements are inconsistent, chances are that your claim will be denied by the insurance company. To avoid hurting your case and chances of being compensated, make sure that your statements are consistent throughout the claims process.
To ensure that your workers' compensation claim has the greatest chance of success, it is important to speak with an attorney. The experienced workers' compensation attorneys at Bosch Law Firm can help you obtain the maximum compensation that you are entitled to by law.