Every year, thousands of Minnesota workers suffer injuries at work. If you're one of these workers, you're likely to have many questions and concerns about what you should do. Thankfully, if you suffer an injury at work, you are entitled to receive workers' compensation benefits.
Workers' compensation is a no-fault system, meaning that you can recover compensation regardless of whether or not your actions contributed to your injuries. In Minnesota, all employers are required to carry workers' compensation coverage, however, this isn't a guarantee that your claim for benefits will be approved.
The workers' compensation system is notoriously complex and many injured workers experience frustration and difficulty when attempting to secure benefits. The following are the top four reasons why a workers' compensation claim may be denied.
1. Failure to report an injury in time - Injured Minnesota workers must report a work-related injury within 14 days
2. Failure to file a claim on time - Depending on a worker's injury, there are various forms that must be filed within certain time frames
3. Employer disputes the validity of a claim - An employer may argue that an injury occurred outside of work
4. Evidence is insufficient to prove that an injury is work-related - It can be difficult to prove that an injury occurred at work
The workers' compensation system provides a vital safety net for injured workers and their families. Unfortunately, the process of applying for benefits can be confusing and frustrating, especially when you're dealing with painful injuries. With so much at stake, it's important not to leave anything to chance. A workers' compensation attorney can assist throughout the claims process and help improve the likelihood that a claim will be approved.