What Are The Types Of Disability Classifications?

Injured workers who can no longer perform their jobs, either temporarily or permanently, may qualify for different types of workers' compensation benefits under Minnesota law. To ensure your rights to full and fair benefits are protected, we invite you to contact Bosch Law Firm, Ltd., for a free legal consultation.

Attorney Gerald W. Bosch has over 20 years of legal experience, and he is available to explain your rights and options to obtain maximum benefits. To schedule your free initial consultation, call 800-355-6503 or 651-243-2877. Located in St. Paul, Mr. Bosch represents injured workers across Minnesota.

There are three main types of workers' compensation disability benefits you may receive, depending on the extent of your injuries and your job opportunities. In some cases, injured workers are misclassified and this greatly limits their workers' compensation benefits. Mr. Bosch works hard to keep employers and insurers from minimizing injuries and limiting recoveries. He can also help you obtain job training for a new career.

Temporary Partial Disability

Are you still able to work, but not in the same capacity as before your injury? Maybe you need to work fewer hours or perform a lower-paying job. If you can still work but your income has decreased, you may be eligible for temporary partial disability benefits. Your employer would be required to compensate you for two-thirds of the difference between your pre- and post-injury incomes. You may receive this compensation for up to 225 weeks.

Temporary Total Disability

If you can no longer perform your job, and your employer cannot offer you an alternate assignment to fit your your work restrictions, you may be eligible for temporary total disability benefits. These benefits should compensate you for two-thirds of your lost wages, capped at $850 per week. You can receive temporary total disability benefits for up to 130 days or 90 days after you reach maximum medical improvement.

Permanent Total Disability

If you have suffered a serious work-related injury or illness, leaving you permanently unable to work, you may be eligible for permanent total disability (PTD) benefits until the age of 67. Because paying permanent wage loss benefits is a significant expense for insurance companies, your employer's insurer is unlikely to agree to your PTD classification. Instead, the insurer would request a hearing. At your hearing, a workers' compensation judge will listen to testimony from you, medical witnesses and vocational witnesses, as well as consider medical documentation and other evidence. Mr. Bosch has the experience and skill to help you prove your case during a hearing. He has won many successful results for injured workers, including six-figure settlements and favorable decisions at the Minnesota Workers' Compensation Court of Appeals.

Take Action To Get The Benefits You Need

To learn more about the steps you need to take, send us an email or call 800-355-6503 or 651-243-2877 today. Lawyer Gerald W. Bosch offers free initial legal consultations. He is prepared to stand up for you at any stage of the worker's compensation process.